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Office will be closed on the following days during Thanksgiving and Christmas: 

 

11/26 - 11/27, 12/21 - 12/31

 

Regular Hours:

 

Office:


8:30am – 3:30pm 

Monday, Tuesday, Thursday, Friday

8:30am - 2:00pm

Wednesday

 

Phone:

9:00am - 3:00pm

Monday, Tuesday, Thursday, Friday        

9:00am - 2:00pm

Wednesday

 

 

except State and Federal Holidays

 

Phone #:  (808) 956-7251         
Fax #:     (808) 956-3985 

 

 

Location:

2600 Campus Road
QLCSS Room 112
Honolulu, HI 96822

 

Email:   

finaid@hawaii.edu

(please include your student ID # in your message)

 
 

Parent PLUS Loan

 

 

Who can apply?

 

-  Student's mother/step-mother or father/step-father.

 

(Grandparents and legal guardians are not considered parents and should not apply for this loan.)

 

Eligibility:

-  Be a U.S. citizen or eligible non-citizen.

-  Not be in default on a federal student loan.

-  Not owe a refund on a federal education grant.

-  Applicant must not have an adverse credit history.

 

Terms and conditions:

 

-  Repayment period begins within 60 days of the loan's last disbursement.

 

-  Up to 10 years to repay the loan.

 

-  Fixed interest rate of 8.5%

 

-  Origination and insurance fees of up to 4% may be deducted from each

    disbursement.

 

How to apply:

UH Manoa recommends that students complete a FAFSA application.  (This allows the office to offer any grants or other need-based awards to qualified applicants.)

Choose a Lender:

The University of Hawaii at Manoa does not recommend any lender(s).  Students may select any lender that participates in the Federal Family Education Loan (FFEL) Program.

We encourage you to go to the websites of several lenders that you may be interested in and compare their loan benefits which include fees and repayment incentives; and customer service, which include loan servicer, life-of-loan servicing, hours of availability, electronic processing, etc. before making your decision.   

Please note that because of the recent credit crisis, many lenders have decided to stop participating in the Federal Educational Loan Program.  As part of your research, please verify that your selected lender is still participating.

If you would like to see a list of lenders that were utilized by our students and parents in the 2008-2009 school year, please click here or go to

http://www.hawaii.edu/fas/lenderOptions.html

Please note that you may choose to use any lender, provided that they are participating in the Federal Family Education Loan Program.  If your Lender is NOT listed, please confirm with them that they are a participant.  If they are, please work with them to sign their Master Promissory Note.  We will also need a Loan Certification Request from your lender, which can be faxed or mailed to us.

Complete and Sign your Master Promissory Note:

A signed Master Promissory Note (MPN) is required by a lender before they can disburse your loan funds. For your convenience, we have placed hyperlinks on each of the lenders listed that will either allow you to either electronically sign their MPN, or get more information (some lenders do not have MPNs that you can electronically sign).

 

Loan limit:

-  student's cost of attendance

financial aid awarded

-  maximum PLUS Loan amount