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Office will be closed on the following days during Thanksgiving and Christmas: 

 

11/26/09 - 11/27/09, 12/21/09 - 01/01/10

 

Regular Hours:

 

Office:


8:30am – 3:30pm 

Monday, Tuesday, Thursday, Friday

8:30am - 2:00pm

Wednesday

 

Phone:

9:00am - 3:00pm

Monday, Tuesday, Thursday, Friday        

9:00am - 2:00pm

Wednesday

 

 

except State and Federal Holidays

 

Phone #:  (808) 956-7251         
Fax #:     (808) 956-3985 

 

 

Location:

2600 Campus Road
QLCSS Room 112
Honolulu, HI 96822

 

Email:   

finaid@hawaii.edu

(please include your student ID # in your message)

 

Alternative Student Loans


As you pursue your educational goals, we understand that meeting the cost of your education can be a major concern. 

Alternative student loans:

  • are available to students who have received the maximum award amounts under the Federal Family Education Loan Program or met their cost of attendance limit. 

  • These loans are sponsored by banks and private lending institutions.

  • The Interest rates and repayment schedules vary. 

There are two types of alternative loans:

1. School Certified

  • You must not have exceeded your cost of attendance.

  • Interest accrues while in-school.

    Check with your lender for deferment options.

  • To calculate the amount Financial Aid Services can certify, use the following:

Cost of Attendance - Financial aid* = Certifiable Loan Amount

*Financial aid includes: Federal aid/State aid/scholarships from private donors.

Apply:

  • Applications must be completed with your lender before Financial Aid Services is able to submit your information to the lender.

2. Non-School Certified

  • You are able to borrow whatever your credit allocates.

  • These loans tend to have a higher interest rate.

  • May only be offered by a few lending institutions.

  • Interest accrues while in-school.

    Check with your lender for deferment options.

Apply:

  • Contact your lender to apply for this type of loan.
 

Note: For detailed information regarding Alternative Student Loans, please contact your lender directly.