Types of Aid: Undergraduate and Graduate

Overview: Types of Aid

UHM's Financial Aid Services assists students by awarding financial aid to help pay for educational expenses. Financial aid is available from federal, state, University and private resources. There are four primary types of financial aid programs:

  • Grants – Gift aid that is awarded based on demonstrated financial need. Grants do not need to be repaid.
  • Scholarships/Waivers – Gift aid that is awarded based on a variety of factors such as academic achievement, athletic ability, leadership, field of study and/or financial need. Scholarships do not need to be repaid.
  • Employment – Work-study money is earned by a student through a job on or near campus while attending school. Employment earnings do not need to be repaid.
  • Loans – Funds that are borrowed to help pay for educational expenses. Loans must be repaid, usually with interest.

Students apply for financial aid by completing a FAFSA. Financial aid is available to both students with financial need and those without need. Financial Aid Services uses the FAFSA results to determine eligibility for the various types of financial aid programs.

Please click on the links below to view the types of financial aid available for undergraduates and graduates:

Types of Aid: Undergraduate

Types of Aid: Graduate