Loans: Undergraduate and Graduate

Loans: Undergraduate

Loans are awarded after your eligibility for grants, scholarships, and Federal Work Study (FWS) is considered. Your financial aid package may include loans in the form of need based and/or non-need based financial aid. Student loans are funds provided to a student for educational expenses that must be repaid after you drop below half-time, leave school, or graduate. Although some loans are need-based, some do not require demonstrated financial need, but may be credit-based. Students and their families should borrow wisely. Loans must be repaid with interest and may include additional fees.

You can view the total amount of federal loans you have borrowed on the National Student Loan Data System (NSLDS) . The site displays information on your loan amounts, outstanding balances, and loan status.

Click on the links for the individual loan programs to learn about interest rates, fees, repayment terms and other factors you should consider when selecting your loan:

Loans: Graduate

Student loans are funds provided to a student for educational expenses that must be repaid after you drop below half-time, leave school, or graduate. Although some loans are need-based, some do not require demonstrated financial need, but may be credit-based. Students and their families should borrow wisely. Loans must be repaid with interest and may include additional fees. Federal student loans are available to U.S. citizens and permanent residents. The Financial Aid Office administers several loan programs for graduate students.

Click on the links for the individual loan programs to learn about interest rates, fees, repayment terms and other factors you should consider when selecting your loan: