The University of Hawaiʻi provides a wide range of resources to care for your physical, mental and emotional health. When you retire from the State of Hawaiʻi, you may be eligible for retiree’s health benefits.

The Hawaii Employer-Union Health Benefits Trust Fund or more commonly known as the EUTF provides medical, prescription drug, dental, vision, and life insurance benefits to eligible State of Hawaii employees, retirees and their qualified dependents.


To be eligible for EUTF health benefits, the employee must be employed in a position working 20 or more hours per week and for at least 3 months.

EUTF Information


(808) 586-7390
Toll-Free (800) 295-0089

Hours: Monday – Friday: 7:45am – 4:30pm (except State holidays)

Important Dates

New EC-1 Form

Birth Certificates for All Newly Added Child Dependents*

The EUTF will now require active employees and retirees to submit a copy of their child’s birth certificate for all newly added child dependents. If you are adding a child dependent(s) for the first time through a qualifying life event (i.e., birth, new hire, loss of coverage, etc.), please submit your EC-1 enrollment form with a copy of your child dependent’s birth certificate to your designated personnel.

Social Security Number Required for all Newly Added Dependents

The EUTF will now require active employees and retirees to include their dependent’s Social Security Number (SSN) when adding them (spouse/partner, child) to their plans.

Required Verification Documents for Domestic Partners*

The EUTF will now require active employees and retirees to provide documentation to show they reside with their domestic partner (i.e. utility bill, bank statement, rental agreement, etc.). Two sets of documents must be provided which can include any combination of documents that list both you and your domestic partners name and address or separate documents from each party with the same address. The verification documentation is in addition to the required declaration and affidavit, along with the EC-1 or EC-2 form (for retirees). The full list of required verification documents can be found in the EUTF Declaration of Domestic Partnership Form. If you are adding your domestic partner for the first time through a qualifying life event (i.e., birth, new hire, loss of coverage, etc.), please submit your EC-1 enrollment form with copies of the required verification documents, the declaration and affidavit to your designated personnel.

*The EUTF will not add new dependents to your EUTF coverage until all required proof of eligibility is received. Enrollment forms and all required documents must be received within 45 days from the date of the event. Exceptions are 1) birth (180 days), 2) retirement and surviving spouse, partner or child who become eligible due to the death of the employee or retiree (60days) and 3) termination of employment (30 days). Please see the EUTF Reference Guide at for a listing of common qualifying events, policies regarding eligibility and enrollment, and more.

New Life Insurance Carrier: Securian Life Insurance Plan – Online Beneficiary Designation

Securian Financial (Securian) has been chosen as the new carrier for your Group Life Insurance effective July 1, 2019. They have an online feature available to EUTF members. You will be able to view and change your beneficiary designation on Securian’s website Securian will mail a letter to all active employees in late July with your user ID and initial password to get started. If you have any questions or need assistance with your beneficiary designation, please contact Securian at 1-877-291-8466 toll-free.

The University’s contribution towards the cost of your health care plans is negotiated through the collective bargaining process; the employee’s cost is the remaining portion of the health care plan’s monthly premiums.

Employees have the option of paying their health care plan premiums on a pre-tax or post-tax basis through payroll deduction.

Monthly Premium Rates

The federal Patient Protection and Affordable Care Act (ACA) expanded access to insurance, increased consumer protection, emphasized prevention and wellness, improved quality and system performance, expanded the health workforce, and curbed rising health care cost. Information about the ACA may be found in the Affordable Care Act Employee Notice.

ACA Reporting Requirements (HR Only)

The State pays 100% of the monthly premium for group life insurance coverage. The insurance is offered by the Hawaiʻi Employer-Union Health Benefits Trust Fund (EUTF).

Additional benefits:

  • Early benefit payments if diagnosed as terminally ill
  • Repatriation benefit (if the insured the dies at least 200 miles from home)
  • If you are no longer an active EUTF Hawaiʻi employee, you may be eligible to continue your coverage.

Provider Information

Securian (new carrier effective 7/1/2019)


Local: (808) 536-9890
Toll Free: 1-877-291-8466

Monday – Friday: 7:30am – 6:00pm HST

To Enroll in Life Insurance

  1. Check “Securian” on the EC-1 Enrollment Form when electing EUTF plan benefits.

Update your Beneficiary

Use the Life Insurance Beneficiary Designation form to designate the beneficiaries of your life insurance.


The Premium Conversion Plan (PCP) provides an opportunity to health care plan participants to save some tax dollars and make the most of their paychecks. Employees who are enrolled in any health care plan offered through the EUTF that qualifies under the PCP rules may participate and increase their take home pay by paying their health premium contribution on a pre-tax basis.

To enroll, check the box next to “Premium Conversion Plan” on the EC-1: Enrollment Form for Active Employees when electing EUTF plan benefits.

The University recognizes that families may face crises and problems that affect work performance.

The Employee Assistance Program (EAP) provides confidential, short-term, professional counseling services to employees who may be experiencing personal problems that are affecting job performance. In addition to these services, WorkLife Hawaiʻi provides financial and legal resources.

WorkLife Hawaiʻi has been contracted to provide EAP services through a voluntary program that permits employees to seek help on their own. A WorkLife Hawaiʻi counselor, who specializes in the assessment of personal problems, will meet with the employee to explore options and possible resolutions. Discussions with a WorkLife Hawaiʻi counselor are kept confidential and will not be released without prior written permission from the employee.

All regular, temporary and exempt employees, casual hires and 89-day hires are eligible for EAP services.


Eligible employees may receive up to a maximum of 3 hours of free counseling. Click here to learn more about counseling services available to you.

Legal Services:

  • Legal Consultation – One (1) initial thirty-minute office or telephone consultation per separate legal matter at no cost with an attorney; additional services available at a 25% discount.
  • Mediation – One (1) initial thirty-minute office or telephone consultation per separate legal matter at no cost with a mediator; additional services available at a 25% discount.

Note:   Matters involving disputes or actions between employees or household members and their employer, WorkLife Hawaii/Child & Family Service, its employees, contractors, agents, officers or directors are specifically excluded from eligibility for these services.

Financial Services:

  • Financial Consultation – Free telephonic consultation with experienced and qualified financial counselors. Telephone consultations are generally limited to thirty (30) minutes per issue.
  • Tax Consultation and Preparation – Up to thirty (30) minutes of telephonic income tax planning related consultation; tax preparation available at a 25% discount.

Identity Theft Services:

  • A sixty (60)-minute free consultation with a highly trained Fraud Resolution Specialist (FRS). The FRS will assist with restoring and protecting the individual’s identity.

Additional Services:

  • Civil / Consumer Issues
  • Real Estate
  • Criminal Matters
  • Estate Planning Law
  • Motor Vehicle
  • Immigration
  • IRS Matters
  • Budgeting
  • Debt/Credit Counseling

The State of Hawaiʻi Island Flex Flexible Spending Account (FSA) is an employee benefit plan that provides employees with a way to pay for their eligible health care expenses and dependent care expenses with tax-free money.

By directing “before tax” money from the employee’s paycheck into one or both of these accounts, employees may be reimbursed on certain out-of-pocket medical, prescription drug, dental, and vision expenses and dependent care expenses. To participate employees must be a member of the State of Hawaiʻi Employees’ Retirement System (ERS).

To enroll in plan year July 1, 2018 to June 30, 2019 and for more information, please contact the plan administrator National Benefit Services (NBS) at (808) 465-2284 and neighbor Island employees may call toll-free at 1-855-399-3035 ext. 502. Applications and detailed information on the program are available at the NBS Island Flex website.


All part-time and temporary employees who are not eligible to participate in EUTF’s health care benefits may enroll in health coverage offered by HMSA and Kaiser at their own expense. Participation is voluntary. Information regarding the part-time and temporary health plan may be viewed:

The University of Hawaiʻi’s Temporary Disability Benefits (TDB) program is based on the State of Hawaiʻi’s TDB plan. Employees that suffer a non-work-related injury or illness may be eligible to receive partial wage replacement benefits. If eligible, there is a 7 consecutive calendar days wait period and all sick leave must be exhausted before TDB will be paid. The duration of the TDB is based on the State’s TDB plan. The maximum duration of TDB is 26 weeks.

  • Notify supervisor or HR Representative immediately of disability.
  • Complete Part A, Claimant’s Statement, of the HRD (TDI)-1 Claim for Temporary Disability Benefits Form. A TDB claim must be filed within 90 days after the start of the disability period.
  • Take the HRD (TDI)-1 form to a physician to certify the disability on Part B, Doctor’s Statement.
  • Have HR Rep complete Part C, Department’s Statement.
  • HR Representative will notify employee of entitlements to benefits.

For additional information, please visit the Office of Risk Management website.

The purpose of workers’ compensation (WC) is to provide an employee who suffers a work-related injury or illness with medical care and to replace a portion of the employee’s lost wages while the employee is unable to work. Employees may supplement the WC wage replacement benefits with available sick or sick/vacation leave to realize full-pay.