The Premium Conversion Plan (PCP) provides an opportunity to health care plan participants to save some tax dollars and make the most of their paychecks.

Employees who are enrolled in any health care plan offered through the EUTF (excluding Part-time and Temporary Medical and Prescription Drug Plan) may participate and increase their take home pay by paying their health premium contribution on a pre-tax basis. Most employees elect to pre-tax their premiums.

You are eligible to participate in the plan if you are an employee of the State and enrolled in any health care plan (medical, dental or vision) offered through the Hawaii Employer-Union Health Benefits Trust Fund (“EUTF”) and your payroll deductions are processed through the Department of Accounting and General Services.

New employees may enroll in the Plan when they become eligible to enroll in any of the eligible health benefits plans. Normally, this is within ninety (90) calendar days of the date he/she was hired. Employees wishing to enroll in PCP, shall make their selection (in Section 3 of the EUTF’s enrollment form).

To Enroll

  1. Following your start date, you will receive a letter in the mail from the EUTF to register and enroll for EUTF coverage online via their Member Self-Service Portal by clicking here. If you don’t receive a letter within two weeks of your start date, please contact your departmental HR Representative.
  2. However, IF you require immediate EUTF coverage before enrolling online in their Member Self-Service Portal, please contact your departmental HR Representative.

The following link provides instructions on how to enroll in EUTF health benefits as a new employee.

Current employees are only permitted to enroll in the Plan if they are changing from an election of no health benefits plan coverage to an election for such coverage.

Make Changes

Current employees already enrolled in the Plan may make changes/cancellations consistent with qualifying life events by submitting the PCP-2 form to their departmental HR Representative.

During Open Enrollment each year, employees may enroll, make changes to or cancel their existing enrollment without experiencing a qualifying change in status event.

The Premium Conversion Plan Document provides more information on enrollment and how to make changes/cancellations.

FAQs