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Help Prevent Identity Theft
Anyone may become a victim of identity theft, but you can minimize your chances by implementing a few easy precautions to safeguard your personal data. Identity theft occurs when someone exploits your personal information to impersonate you or steal from you. Identity thieves may deplete your bank and investment accounts, create new credit lines, obtain utility service, steal your tax refund, use your insurance information to obtain medical care, or provide police with your name and address when apprehended.
Protect your personal information
Assuring that your sensitive data is safe, whether it is saved on paper, online, on your computer, or on a mobile device, is the most crucial action you can take to protect yourself against identity theft.
The following actions can be taken to safeguard your information:
- Watch for unauthorized transactions.Review your credit card and bank account statements. Compare receipts with account statements.
- Maintain your personal information (medicare, Social Security number, or bank account number) in a secure location at home and at the place of employment.
- Don’t share personal information because someone asks for it.
- Don’t carry too much. Unless you will specifically require them, leave your personal information at home.
- Use unique and secure passwords for each of your accounts, and then keep them safe.
- If a company you are signed up with suffers a database leak, change your passwords.
Ask Questions Before You Share Your Information
When prompted to submit personal information such as your Social Security number or date of birth, don’t be hesitant to ask questions.
The following questions can help you decide if it is safe to share your information:
- Ask why the firm needs your information and what would happen if you do not disclose it.
- Ask about how they will safeguard your information and with whom they will share it.
- Request and study a copy of the company’s privacy policy.
- If the firm does not have one or offers you with one that you do not understand, you may not want to share your information with them.